I matriculated from Pretoria Boys High School in 2000 having fulfilled my dreams of following in both my Father and Uncle’s footsteps at the School. I furthered my studies with the PGA of South Africa after a brief tenure at trying my hand at the professional golf circuit. I carried on studying during this time and joined Liberty Life in March of 2005 where I proceeded to qualify as a Registered Financial Planner and joined the Financial Planners Institute of Southern Africa on the 3rd of November 2006. I am currently studying through Stellenbosch University Business School where I plan to complete my Certified Financial Planners Degree by 2011.

When it comes to everyone of us, the reality is that nobody is infallible and owning your life is not just about making the right choices and creating your future, it is also about taking the time to think about what will happen to your carefully laid plans if something unforeseen were to happen. During your lifetime, you will achieve many milestones and achieve many of your life’s goals. You will have different financial needs and obligations as a single person than you would as a married person with a family. There will be times when unexpected events can change things in an instant. It is that unknown element in our day-to-day living.

What are the Realities?

Protection of these Risks

Through careful and accurate financial planning, we can ensure that should a disruptive event happen to you, that you are prepared and the impact on your LIFESTYLE and that of your dependants is minimized.

Contact Details
Tel: 011 801- 9800
Fax: 086 612 3056
Cell: 076 568 2989
E-mail: ryan.argue@liblink.co.za

follow me on

“Wealth Creation and Investment Planning”

I am a young dynamic Financial Advisor who joined the Branfin Group in 2009. I lived in the UK for 7 years and worked in the Retail Banking Sector. I was a Bank Manager for Alliance & Leicester Plc and on a number of occasions my branch was the top performing branch, which I believe was due to my focus on providing for clients’ needs. I am passionate about personal finances and have spent the last 3 years trading on the world’s stock markets in my personal capacity.

I got married in February 2007 to Michelle and we live in Fourways where we have bought a house. My son, Owen, was born on the 27th February 2009.
During my free time I enjoy playing golf and riding my motorcycle.

With my experience and understanding of financial products and clients’ needs I am able to offer a professional service second to none. I am being mentored by the Group’s MD who has over 20 years experience in managing individuals and finances.

I would like you to ask yourself the following questions:

1) Should I die today will my family be able to maintain their lifestyle?
2) If I was disabled would my family and I be able to maintain the same standard of living?
3) When I retire will I be able to support myself financially?

If you are unable to answer any of these questions with certainty you should meet with me to complete a Financial Needs Analysis.

Providing Service Excellence in:

• Life Cover
• Disability Cover
• Dread Disease Cover
• Pension and Provident Fund
• Retirement Planning
• Investments
• Education Plan
• Unit Trusts
• Tax Planning
• Estate Planning
• Business Assurance
• Medical Aid
• Trusts
• Wills

Shaun Clark-Consultancy Manager

Cell: +27 (0)83 784 2873
Tel: +27 (0)11 801-9800
Fax: +27 (0)11 462-3780
Email: shaun.clark@liblink.co.za

Educational

I graduated with a Degree in Business Administration in September 2007 majoring in Human Resources and Finance.

Professional Background :

My previous work experience is in Human Resources specifically in Administration and Recruitment. I joined the Branfin Group in November 2008. During my time at the Branfin Group, I have thoroughly enjoyed meeting people from different walks of life and have thrived on the challenges that I have faced daily especially in these turbulent times. My passion is to assist and guide my client’s with the creation, management and protection of their wealth.

Personal motto

I have a passion for helping and empowering people with creating awareness of their financial circumstances. I firmly believe that providing the best service, advice and knowledge enables people to be better prepared to understand the choices and options available to them.

I specialise in providing the following services to all my clients :

Personal Financial Planning

1) Life cover: Family Security Plan.
2) Disability cover: Income protection.
3) Investments: Creating Wealth.
4) Child Education Plan.
5) Medical Aid.
6) Basic Tax Advice.
7) Capital Gains Tax.

Retirement Planning & Investments

1) Retirement Annuities.
2) Pension and Provident Fund.
3) Unit Trusts.

Estate Planning

1) Estate Conservation.
2) Trusts.
3) Wills.

Corporate Financial Planning

1) Pension/Provident Fund Administration.
2) Keyman Protection.
3) Professional Liability Self Insurance Fund.
4) Partnership/Shareholders Plan.
5) Loan Account Profit Plan.
6) Group Medical Lifestyle Benefit Plan.

CONTACT DETAILS

Valerie Ho Dunne
Financial Advisor
Telephone:(011) 801-9800
Facsimile:(011) 465-2072
Cellular:082 532-3282
Email:valerie.hodunne@liblink.co.za

Adding Value by assisting you in creating, managing & protecting your wealth.

Doing what’s best for my clients!  

Registered Financial Planner Certificate in Hotel Management   

HOW CAN I HELP YOU???  

Are you looking for investment advice? Do you need tax advice? Would you like a second opinion on your current policies or investments? Do you need life cover? Is your business sufficiently covered?  

 I can help you by doing a full financial needs analysis and making certain recommendations based on the analysis. If there is something more specific that you require then please do not hesitate to ask – my advice is free.  

Who am I:  

I’m a dynamic financial adviser who joined the industry in 2006 after spending over 12 years in the Hotel Industry – a service orientated industry. Having lived and worked in Africa, The Middle East and Europe I have learnt so much about people, their culture, and what it means to look after my clients and give them the service they need and desire.  

I got married in December 2008 to Donne and we live in Bordeaux South where we have bought a house. Donne and I have an infinite passion for wild life and we try to get out of the city and in to the bush where we enjoy the wild life as well as birding.  

After the joining The Branfin Group in 2006, I learnt my trade under the mentorship of Derek Liebenberg who has taught me everything I know today.  

I finished 2008 and 2009 as the top consultant in the Branfin Group and as one of the top 50 consultants in Franchise. I was also promoted to Sales Manager in 2009 where I now mentor and assist another team within our company.  

As a franchise of Liberty we always strive to give our clients the best advice in terms of their needs.   

We strive protect your life and that of your family, and to protect your assets and help you reach your financial goals.  

Ask Yourself:  

What would happen if I died or became disabled? Does my policy cover me and my family in such a way that we can maintain the same standard of living? If I got a heart attack or was diagnosed with cancer would my policy pay out enough to protect my assets and the well being of my family?  

If you do not have any of the above cover, then who would pay the rent / bond, who would feed the family or yourself, how would you survive or what would you have to sacrifice to survive?  

Personal Financial Planning

1) Family Security Plan 
2) Child Education Plan 
3) Medical Plan 
4) Salary Guarantee Plan 
5) Tax Planning 
6) Foreign Equity Portfolio 
7) Capital Gains Tax

Retirement Planning & Investments

1) Pension and Provident Fund 
2) Deferred Compensation 
3) Unit Trusts 
4) Short term Investments 
5) Progressive Retirement
6) Retirement Annuities  

Estate Planning

1) Trusts 
2) Wills
3) Estate Conservation  

Corporate Financial Planning

1) Keyman Protection 
2) Professional Liability Self Insurance Fund 
3) Partnership/Shareholders Plan 
4) Group Medical Lifestyle Benefit Plan 
5) Risk Management
6) Pension/Provident Fund Administration  

OTHER

1) Short term insurance 
2) Taxation and accounting services 
3) Legal assistance 
4)Debt Consolidation/Redemption planning  

• Office (011) 801-9800
• Fax 086 509 6709
• Mobile 078 349 0557
• Email david.holmes@liblink.co.za
• I am also on Face book – fell free to add me as a friend.

• Please feel free to contact me for some free advice or to get a second opinion. We would love to help you!

• Donne and I on our wedding day:

There are many roads to riches-Get yourself a guide

REPRESENTING  THE LIBERTY GROUP

WORKING FOR MY CLIENTS

Registered Financial Planner

Educated at St Andrew’s College, Grahamstown followed by a Diploma in Theology.A family man and grandfather, married for 31 years with 2 sons and 3 Grand children

Previous experience in Hotel & Catering, Retail and Manufacturing. Joined the insurance industry in June 2001. In the first 6 months achieved the “Fast starter award” and in the year 2002 and 2003 finished 2nd top producer. In 2007 was runner up for Financial Planner of the year

My views of the insurance industry! For years I held the industry in contempt, a product you needed, but paid with reluctance. Having moved into the industry I realize that like most industries there are many unscrupulous individuals however with the FAIS bill the industry is far more professional and requires Professional people. Having lost money in personal policies due to bad advice I have made the following my goal;

“To represent Liberty and work for my clients ensuring best advice for client, top class ongoing service, returns on investment and retirement portfolios and support in any financial issues that clients might face ie tax, wills etc.

I am only as good as the professional backing I enjoy from Liberty Life, one of South Africa’s most innovative and dynamic business success stories

Ask yourself these 3 questions

1) If I should die today will my family continue to live at the same standard that I am providing for them now?

2) If I were disabled today would my family maintain their standard of living?

3) When I  retire will I maintain my standard of living?
 
If you hesitated at all you need to see me to do a Financial Needs Analysis.
Providing Service Excellence in:

Personal Financial Planning

1) Creating Wealth.
2) Family Security Plan.
3) Child Education Plan.
4) Medical Plan.
5) Salary Guarantee Plan.
6) Tax Planning.
7) Foreign Equity Portfolio.
8 ) Capital Gains Tax.

Retirement Planning & Investments

1) Retirement Annuities.
2) Pension and Provident Fund.
3) Deferred Compensation.
4) Unit Trusts.
5) Investment Bonds.
6) Progressive Retirement.
7) Counseling.

Estate Planning

1) Estate Conservation.
2) Trusts.
3) Wills.

Corporate Financial Planning

1) Pension/Provident Fund Administration.
2) Keyman Protection.
3) Professional Liability Self Insurance Fund.
4) Partnership/Shareholders Plan.
5) Loan Account Profit Plan.
6) Group Medical Lifestyle Benefit Plan.
7) Risk Management.

OTHER

1) Short term insurance.
2) Taxation and accounting services.
3) Legal assistance.
4) Debt Consolidation/Redemption planning.

Its a jungle out there-You need a guide

Contact Details

Tel: 011 801 9800
Fax: 0866 121 415
Cell: 082 355 3340
E Mail: rob.nevin@liblink.co.za